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Payment Options

Payment and Insurance

dog researchingThank you for choosing Oakland Veterinary Referral Services. We offer a wide range of payment options for your convenience.

Methods of Payment We Accept

Please note that all payments are due at the time services are provided. We accept the following payment methods:

Finance Options

We also accept payment through the use of the following veterinary finance and insurance programs:

  • CareCredit – Available for all veterinary services, CareCredit allows pet owners to take advantage of low monthly payments with no up-front or repayment expenses.
  • Scratchpay – Similar to CareCredit, Scratchpay allows pet owners to pay over time with no up-front or repayment expense.

Cost of Care

The OVRS staff will inform you of associated fees when you schedule an initial consultation for a visit. If your pet needs additional diagnostics or treatments, it might increase the cost. After an exam, a doctor can give you a detailed assessment of your pet’s treatment options and an estimated cost of care.

Our staff encourages you to voice any questions or concerns that you have about the cost before the treatment. Clear communication helps the staff know your expectations and wishes about the course of treatment.

Although we cannot predict all necessary treatment before it happens, we make every effort to inform you of any additional costs as soon as possible. Payment is expected at time of discharge. If your pet is hospitalized for any treatments or procedures, we require a deposit.

OVRS accepts cash, checks, debit cards, money order, Visa®, MasterCard®, American Express®, Discover®, CareCredit, and Wells Fargo.


OVRS is pleased to offer CareCredit, the top patient payment program in North America. CareCredit allows you to start treatment right away and pay for it in low monthly installments.

CareCredit requires no up-front costs, no prepayment penalties, and comes with no fees. It also serves as a revolving credit line for additional treatment or add-on charges. Apply now receive an answer in seconds.

Pet Insurance

Our animal friends experience health problems and medical conditions just as we do. As pet owners, we want only the best for them, which includes taking them to the vet regularly to make sure they’re in tip-top shape. We highly recommend that pet owners have pet insurance coverage before a trip to an emergency room becomes necessary. Even the simplest of emergency room visits can be costly and could force you to have to make tough healthcare decisions. To avoid this situation, it is important to know what your insurance premium covers and what it does not. A little shopping around and research can help pet owners make a well-informed decision about the insurance coverage that is the best fit for your animal friend and your budget.

OVRS veterinarians with pets